bruceskis.us – Page 2

Good thing, we have lots of resources around about making the world a better place to live in. Inclusivity mantra. Yes, if we want peaceful world, all– no exceptions– must have their safe spaces, and nary an issue about their uniqueness be used against them, by those bullies around.

Ignorance is rampant.

Even those who are so-called in the position of power. Sad thing, lots have already suffered from their excesses. Lots have been victims of their greed, mal-education and the like.

Good riddance to those who have gone, bring with you your prejudices and narrow-mindedness.

Sustainable Development Goals are great ways toward making this world livable to all beings, not just the majority who thinks they are privileged to be condescending, favored and can always get off the hook of their wrongdoings.

As conscientious person, this must be things to reflect on. Why are there people who are selfish, hateful and greedy; yet, pretending to be good, and kind and sane?

So as to help global initiative gaining momentum in sharing wisdom about making the world a better place to all, teachers are great advocates of this overcoming ignorance mantra, and let action toward climate change, poverty, pollution, overpopulation and the like be done. Yes, in our hands lie the solutions to all our woes, especially this trying time where COVID-19 is wrecking havoc to our sanity, economy and the whole shebang of our existence.

Here are doable lesson integration of SDGs 2030, and beyond.

1. Manipulative

Deck of cards with printed SDG symbols on them can be a lot of fun in a language lesson. Pick one card and tell a word, phrase or sentence about it. This way, a beginner English learner could practice his/her language skills, and having fun with other learners around. More of this type of classroom game could be done; yes, they are having deep learning once they can share their own insights about these 17 wisdom toward creating awareness and who knows, they might be advocates too in the near future.

2. Writing Stories or Poems

Say, after a video has been presented to them about tsunami wrecking havoc to a coastal country or what, flooding or landslide in progress caught by video-camera or what, students could write their own insight on the importance of conserving natural resources instead of letting people with insatiable appetite for power, money and influence ransack the forest for logging purposes, mountainous areas for mining purposes, and so on and so forth. We have plenty of stories where these kind of abuses to our environment are happening hourly every day despite the effort of those people protecting them from such selfish and abusive individuals.

3. Role Playing

Stories or news on war, conflict because of different beliefs and all are good avenues for students to gain insights on social and political dynamics. Yes, when an individual is exposed to the real scenario, hardship people face in areas with war, political conflict and the like, he or she can empathize with their sad plight, and could do something toward impending war or conflict. It takes a courageous one to lit a fire of enlightenment, a little action to make others see what’s coming, and more actions which might have impact to all sane people and help out. In the quest for peaceful world– free of violence through acts of terrorism, hatred and so on, each global citizen has a chance to pitch in, be an agent of change and bearer of light against ignorance and all.

Well, a lot of wisdom can really be taken from learning global issues, tackling ways on how to contribute to this global effort toward a better world, better living and more meaningful journey, for each and everyone.

What it takes for us to do is to be open to change. It might be key toward getting our world kinder, saner and better–for all of us.

FICTION: Offshore banking can’t be that good because they can’t really pay the high interest rates they offer. If they could really pay those rates then U.S. banks would try to be competitive and have the same interest rates.

FACT: Examine closely the financial statements of any U.S. Bank. You will see that their “gross” profits against customer deposits can range from 25% to 40% — but — they have laws written in stone to limit the interest amount they can pay customers on their deposits. The U.S. banks place their earnings into unnecessary frills and non-productive expenditures like fancy buildings etc., while offshore banking facilities don’t do this and share their profits with their customers.

FICTION: Offshore banking isn’t regulated, so you are at risk of losing all money deposited with them.

FACT: The truth is that every country in the free world has regulations, rules and laws governing financial institutions and banks. Those regulations, rules, and laws, however, are much less restrictive than the “protectionist” U.S. banking regulations, rules, and laws and allow the offshore banking industry better opportunity to earn much greater profits for their investors and depositors.

FICTION: Offshore banking facilities are not insured by the F.D.I.C.

FACT: Some of the banks are but not that many. If they are, they must comply with the same protectionist banking regulations and rules as all the other F.D.I.C. insured banks. But, the majority of offshore banking facilities are insured; one way or another.

Depositor insurance programs similar to the F.D.I.C. program have been established in some countries, so that the banks in those countries have their deposits insured. Independent insurance companies insure the deposits of offshore banking facilities in other countries AND unlike the F.D.I.C., insure 100% of the banks deposits; not just those under $100,000. (By the way, some of the banks in the U.S. insure their deposits with independent insurance companies and many banks in the U.S. are not F.D.I.C. insured)

Offshore banking is “self-insured” for the most part which means those banks have a liquidity factor equal to 100% (or more) of the deposits on the books. Those banks have $1 (or more) in liquid assets for every $1 held on deposit. Therefore, there is no bank run because they can cover any depositor demand.

Self-insured offshore banking is actually more secure than F.D.I.C. insured U.S. banking. Why? Because the F.D.I.C. insured U.S. banks are permitted to maintain a liquidity factor equivalent to approximately 10 percent of their public deposits. (Is it any wonder why more U.S. banks fail each year than in any other country?)

Which kind of bank would you feel more safe having your money in? An offshore banking institution which as one dollar in cash for every dollar on deposit, or a U.S. bank which as ten cents in cash for every dollar that shows up on the deposit statement they give their clients?

FICTION: Offshore banking isn’t as big or strong as U.S. banking.

FACT: Of the strongest and largest big banks in the world (in assets), one bank ONLY is located in the United States:

Here are the safest offshore banks in the world, according to a ranking done in 2007 after examining their total assets in US dollars. This ranking is compiled from balance sheet information included on AllBanks.org

1 UBS AG Switzerland 2 Barclays UK 3 The Royal Bank of Scotland Group UK 4 Deutsche Bank AG Germany 5 BNP Paribas SA France 6 The Bank of Tokyo-Mitsubishi UFJ Ltd Japan 7 ABN AMRO Holding NV Netherlands 8 Societe Generale France 9 Credit Agricole SA France 10 Bank of America NA USA

2008/2009 UPDATE AFTER THE FINANCIAL COLLAPSE OF 2008

Germany’s largest bank, Deutsche Bank AG, reported a fourth quarter loss of about $6.3 billion. A year earlier, the bank posted a profit of about $1.3 billion (1 billion euros), Bloomberg reported.

Royal Bank of Scotland is expected to post losses of as high as £1.7 billion.

Bucking the trend is a bank not even on the list above and that bank is Standard Chartered bank which is expecting to post profits of 1.3 billion pounds. I have a contact who can help you open an account at this bank for your company if you desire to do so. The account would be in Hong Kong.

Another bank I know about is rated AAA by an independent rating service and if you are not from the U.S. or if you are from the U.S. and have a foreign LLC or IBC to open the account with then you can deposit $15,000 and get involved in their borrow low and deposit high program which has earned depositors as much as 100% per year on their deposit. It is easy to open an account there.

FICTION: Offshore banking must not be very good, or more facilities would advertise their services in newspapers and magazines in the U.S.

FACT: Offshore banking in general is restricted by law from advertising in magazines, newspapers, radio and on T.V. unless they come under the same protectionist rules and regulations that are placed upon U.S. banks. Knowing that, you should be cautious about doing business with any offshore banking facility that publicly advertises in the U.S. media. Because you can be very sure that they have sold-out to the U.S. banking establishment and that establishment will end up selling you out to those who make the rules.

FICTION: Offshore banking is only for the wealthy.

FACT: About 25 years ago, that may have been true. But I know of about three offshore banking facilities that will allow you to open an account for as little as $500. One of these is in the Asia, another in Europe, and another in Latin America.

FICTION: Opening an account at an offshore banking facility is too difficult, and it is very difficult to get a withdrawal when you need it.

FACT: Opening an account at an offshore banking facility is easy because you just follow the instructions they give to you. Getting your money out only requires a request that you fax or email with an attachment included.

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Language Lesson Integration: SDGs 2030 – Here Are Tips

Offshore Banking – Fiction Vs Fact